Say Good-bye to your credit card processing fees

uLite Cash Discount Program is here to make it happen

What is uLite?

The uLite Cash Discount Program “uLite”, is a way for merchants to counteract most of the costs associated with credit card processing fees.


A cash discount is a discounted cost of the full price a business charges for goods and services. Merchants may charge the full price for consumers paying by credit card, while providing a discount for consumers paying with cash.

For more information...


How it works

Set Cash Prices

A cash discount works by applying a small customer service fee on all customer transactions. You place prices for your service or goods that will be the cash discount prices. Any customer purchasing an item with a card will have a service fee added to all of their transactions. 

Automatic Calculation

The service fee is removed if the customer pays with cash or in-store gift card. uLite proprietary software will automatically determine the service fee or discount amounts depending on the payment type. Legal cash discount programs must present a clear receipt detailing the service fee or cash discount amount.

Fee Reduced

Service fees are collected by the technology provider who then pays off the credit card charges on behalf of the merchant, essentially removing the need for any back-end accounting or complex statements. The merchant will usually see their credit card fees dramatically reduced with only a small technology fee to pay at the end of the month.

Still confused? Don't worry
Here is an example

The U-Lite Cash Discount Program can really help those businesses that are most impacted by high processing costs. For example, a credit card swipe/dip transaction usually costs you 2.4% + $0.10 and key-in transactions can cost you up to 2.95% + $0.10. 

Side by Side comparison:

Standard Program

Amount of Transactions Submitted


Third Party Transactions


Card Fees


Total Fees Charged

$ 1,336.10


Total cost of $1,336.10/month or

$16,033.20 per year

uLite Cash Discount Program

Amount of Transactions Submitted


Monthly Program Fee


Card Fees


Total Fees Charged

$ 25.00


Total cost of $25.00/month or

$300.00 per year

Total Annual Savings*


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